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Tap to ride with Visa!

Starting from 23 December 2023, passengers can use their Visa’s Contactless Bank Cards (Credit Card or Debit Card) to enter and exit gates for MTR rides^*, offering extra convenience to travellers with additional e-payment choices to promote smart mobility!

^*Excluding Airport Express, Light Rail and MTR Bus

Remark: Other fare concessions by MTR and the Government’s Public Transport Fare Subsidy Scheme are not applicable

Contactless Bank Card^{^} fares:

• Contactless Bank Card^ fare is the same as Adult Octopus fare. Other fares (e.g. Child/Concessionary/Elderly, etc.) are not applicable.
• Other fare concessions by MTR and the Government's Public Transport Fare Subsidy Scheme are not applicable to Contactless Bank Card^.
• MTR rides that interchange at Tsim Sha Tsui station/East Tsim Sha Tsui station will be considered as two separate single journeys and be charged separately.
• For details, please click here for MTR Passenger Guide and Contactless Bank Card^{^} Fare Charts.

^{^}Credit Card or Debit Card

Frequently Asked Questions

• Question: Can I enjoy fare concessions by using contactless bank cards for MTR rides?

  Answer: Contactless Bank Card fare is equivalent to Adult Octopus fare, all other fare concessions and Public Transport Fare Subsidy Scheme are not applicable.

• Question: Can I enjoy interchange discount at Tsim Sha Tsui/East Tsim Sha Tsui stations by using contactless credit cards or debit cards for MTR rides?

  Answer: No. MTR rides which interchange at Tsim Sha Tsui/East Tsim Sha Tsui station will be considered as two separate single journeys when using contactless credit cards or debit cards for travel.

• Question: What should I do if I wish to travel First Class on the East Rail Line with a contactless credit card?
  

  Answer: For passengers who wish to travel First Class on the East Rail Line, please validate the same contactless credit card (or the payment device) used for entering the gate at the "First Class Processor" located on the platform. The screen will show a notification message once the credit card has been validated.

  Note: The "First Class Processor" beside the gangway door of the First Class compartment does not support contactless credit cards or debit cards at the moment. Passengers must complete the validation using the "First Class Processor" located on the platform of East Rail Line before entering the First Class compartment.

• Question: Can I enter the gate with a physical contactless credit card but exit with another payment-enabled device (e.g. mobile phone or smart watch)?

  Answer: No, you must use the same physical bank card or payment-enabled device to enter and exit the gate.

• Question: If I have multiple contactless bank cards in my wallet, will I be charged twice?

  Answer: No, the card reader can only read and connect with one contactless card (or payment-enabled device) at a time. If you have more than one contactless bank card in your wallet, please take out the one you want to use and tap it on the designated processor, rather than tapping your whole wallet.

• Question: I frequently use my contactless credit card for MTR rides. Why does my bank statement only show one transaction record per day?

  Answer: Adopting the "Ride First, Pay Later" model, the system will calculate the total accumulated fare for MTR rides daily and collect the fare from passengers accordingly. Passengers can view the daily records through their bank statements.

• Question: Does MTR accept contactless credit cards or debit cards issued in Mainland China or Overseas for travelling? How would the fares be calculated?

  Answer: In general, the system accepts contactless credit cards or debit cards issued in Mainland China or Overseas for MTR rides (acceptance may vary by different card issuing banks). All relevant MTR fares will be settled in Hong Kong Dollars in which the exchange rates for related foreign currencies will vary by different card issuing banks. Some card issuing banks may also charge a fee for international transactions, please contact your card issuing banks for details.

• Question: Why can't I tap my Bank Co-brand Octopus at the contactless bank card processor of the "Light Blue gate"?

  Answer: Bank Co-brand Octopus are not compatible with contactless credit card or debit card payment function. Therefore, when passing through the gate, you should use it in the same way as a regular Octopus by tapping the Bank Co-brand Octopus at the Octopus Processor located above the gate for riding MTR.