Remarks:

• Applies to Principal Cardholders of Citi Classic Card, Citi Gold Card, Citi HKTVmall Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Plus® Credit Card, Citi Prestige Card and Citi ULTIMA issued by Citibank (Hong Kong) Limited.
• A HK$10 fare discount will be credited to Eligible Member’s valid MTR Mobile account by 31 October 2025, which will be shown in the “Valid” tab under “My collections” in MTR Mobile. Each Eligible Member is entitled to the special reward once only. A HK$10 fare discount refers to a fare deduction when taking a paid, single MTR journey (Except for Airport Express, Light Rail, MTR buses and MTR feeder buses). For details, please refer to the respective Terms and Conditions of MTR Mobile in the Reward Details page.
• The minimum amount of MTR Points that can be converted under each conversion is 14,400 MTR Points. The maximum aggregate amount of MTR Points that can be converted by the same MTR Mobile account per day is 240,000 MTR Points. The conversion must be in 240 MTR Points or its intervals and is subject to the Cardholder’s available Citi Points in the Eligible Card account.
• The redemption rate may vary by credit card types. The exact Citi Points required for MTR Points conversion are based on the redemption rate displayed at the MTR Mobile at the time of conversion.