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You can earn MTR Points via multiple ways, from taking rides, shopping and dining at MTR Mall or MTR Station Shops, making online purchases in MTR e-Store via MTR Mobile, participating in games/events or earning via our partners. For limited time point earning offers, you may check the "Promotion" on MTR Mobile.
Blue Cross (Asia-Pacific) Insurance Ltd
Citibank
HSBC
Prudential General Insurance Hong Kong Limited
Trip.com
Promotion offers below are provided by Prudential General Insurance Hong Kong Limited ("Prudential").
From now until 31 May 2026, you can enjoy premium discount and earn extra MTR Points by purchasing the PRUChoice Home or Personal Accident Insurance offered by Prudential General Insurance Hong Kong Limited (“Prudential”) by clicking the links below.
【Please note that by clicking the links above, you will be redirected to Prudential’s PRUeShop, and you agree to access Prudential’s PRUeShop to learn more about or purchase insurance products. The relevant insurance products are provided by Prudential. MTR Corporation Limited only provides marketing service for products and does not engage in any regulated insurance activities, nor does it participate in the sale, solicitation, or recommendation of insurance products in any way. Any personal data entered on the website will not be transferred to MTR Corporation Limited. 】
Login to MTR Mobile homepage, enter "MTR Points"
Click "Insurance" under "More Ways to Earn" to access the Prudential PRUeShop
Choose the corresponding insurance product and fill in the required information. The premium discount and the net payment amount (after applicable discounts) will be shown on the "Payment" page.
Upon purchase, you will receive a policy confirmation email from Prudential within 15 minutes. Within 30 days after the policy is issued, you will receive another email from Prudential carrying the unique promotion code for your MTR Points redemption.*
Click the link / scan the QR code in the redemption email issued by Prudential to redirect to MTR Mobile for redeeming MTR Points
The promotion code is automatically filled in. By clicking "Submit", the MTR Points will be credited into your account instantly.
You can check your points balance and expiry date at any time by clicking "MTR Points" on Homepage
For detailed product information, please refer to the terms and conditions set out in the product brochure and specimen policy on Prudential website.
Terms and conditions apply.
* The timing is indicative and subject to Prudential’s operational processing.
Disclaimer:
No offer or solicitation in relation to insurance products and services
Linked Site
The links to insurance products on this page are provided by Prudential ("a Linked Site"). MTR Corporation Limited has no discretion to alter, control, or update the content of a Linked Site. MTR Corporation Limited does not provide any endorsement, authorisation, sponsorship or affiliation to the Linked Site, its owners, or its providers. You are solely responsible for any interactions you may have with the Linked Sites.
Limitation of liability for use of a Linked Site
You agree that MTR Corporation Limited, its affiliates and any of their respective officers, directors, employees, or agents will not be liable, whether in contract, tort, strict liability or otherwise, for any direct, indirect, punitive, special, consequential, incidental damages (including without limitation loss of profits) arising out of or in connection with the use of the Linked Sites.
Limitation of Liability for Insurance Products and Services
MTR Corporation Limited hereby disclaims any liability, whether based on contract, tort, strict liability or otherwise including without limitation liability for any damages, in connection with the insurance products or services provided by Prudential.